terms of Service
Last Updated on Nov 04, 2022
Terms of service – Subscribers
At Deskfactors, we are committed to ensuring that your Personal Information is kept secure. We understand the importance of your privacy and do our best to prevent any compromise to the same. With this Privacy Policy for Users ( ‘Privacy Policy’ or ‘Policy’), we aim to inform you on the manner in which your Personal Information will be either collected, processed, stored or transferred.
Deskfactors Inc. is a company incorporated and registered in the state of Delaware, USA (the “Company”) with the following State File Number: 20202357853. For the purpose of this Privacy Policy, “you”, “yours” and “users” as used herein refers to anyone, including any individuals and/or entities registering, accessing or using the Platform as a user and/or who is added to the Platform by the Subscriber or Internal User;the word “Subscriber” as used herein refers to anyone, including any individuals and/or entities subscribing to, registering, accessing or using the Platform as an administrator and who is able to add users to the Platform.; andthe words “we”, “our”or “us” means the Company, rendering certain services on the Platform.
This Privacy Policy for Users applies to all our products and/or services including our software, applications, our cloud-based platform and/or mobile application known as Murphi (“Platform”). We recommend that you also read our Terms of Use for Users (“Terms of Use”) along with any additional terms or policies uploaded onto our Website [www.murphi.in] (the “Website”). This Policy, the Terms of Use and any other policies, guidelines made applicable to you, from time to time, along with any agreements your Subscriber might have entered into with us pertaining to the use of our Services, constitute the entire agreement between us and you with respect to your access to or use of our Services. For any information with respect to the terms of the agreement your Subscriber has entered into with us, please contact your Subscriber.
Your Subscriber is the data controller with respect to your Personal Information. A data controller determines the purposes for which and the meansby which your Personal Information is processed. Your Subscriber has collected/will be collecting certain information of yours during the registration/ subscription process and access/ use of our Platform by you. The Subscriber will be fully accountable for the protection of your Personal Information and is mandated by law to take all necessary steps to stay compliant in this respect in accordance with the applicable laws. Please, read this Policy thoroughly to learn the details of what information of yours requires protection, what rights you may have on your Personal Information and how to exercise these rights, what Personal Information of yours is being collected by your Subscriber, the meansby which your Personal Information is processed and the purpose for which it’s collected, how your Personal Information will be used/ stored/ protected/ disclosed/ transferred etc., how you can exercise your rights over your Personal Information, whether your Personal Information will be shared with third parties and the purpose for which it will be shared, where your Personal Information is being stored and how long we intend to keep it, and other related information/ details you might find useful.
Any policies in place between you and the Subscriber with regard to any Personal or Non-Personal information shared shall stand separate from this Policy.
Please, read this Policy carefully, and if you agree to provide your consent with respect to your Personal Information in terms as given here, please continue and register, access and use our Services. Based on your location and the jurisdiction of law you fall under, you agree that you are of appropriate legal age or older to visit, access and/or use the Services in any manner. By registering, accessing and/or using our Services you represent and warrant to the Company that you are of the appropriate legal age or older, and that you have the right, authority and capacity to use the Service and that you agree to the terms of this Policy. If you are not of appropriate legal age to access and/or use the Service or to provide consent, then it will be understood that your parent or guardian expressly agrees to consent to our terms on your behalf by allowing you to access and/or use the Service. The Subscriber shall take full responsibility of ensuring such express consent has been obtained from the parent or guardian in order to allow for your access and/or use of the Service and shall not hold Deskfactors responsible for any failure to obtain such express consent.
I. POLICY UPDATES AND APPLICABILITY
A. This Privacy Policy applies to the current and former visitors to the Platform or Website. By visiting, registering and/or using our Services, (i) you are expressly consenting to the Subscriber’s collection, processing, storing, disclosing and handling of your Personal Information as set forth in this Privacy Policy, as amended by us from time to time; (ii) you are expressly consenting to our processing, storing, disclosing and handling of your Personal Information as set forth in this Privacy Policy; and (iii) you are accepting the processes and methods utilized as described in this Privacy Policy.
B. Unless otherwise specifically defined in this Privacy Policy, the terms defined in the Terms of Use shall apply to this Privacy Policy. Terms not defined in this Privacy Policy or the Terms of Use, shall be deemed defined as per the applicable Agreements in place or as per applicable law, as the case may be.
C. This Privacy Policy applies to our Platform and Website as well as for the use of any of our products, services, content, features, technologies, or functions offered on our Website and all related sites, services and applications (if any) (collectively referred to as “Services”), whether such Services are currently provided or will be provided to the users in future.
D. The Policy shall apply with respect to the collection and processing of any Personal Information (defined below) by the Subscriber and the processing of any Personal Information by us. Neither the Subscriber nor we are obligated to render the same level of protection when considering Non-Personal Information, anonymized information or other information provided by you.
E. Changes may be made to this Privacy Policy from time to time without prior notification. To make sure that you are aware of any changes, kindly review the Privacy Policy updates periodically.
F. This Privacy Policy does not apply to any third-party applications, software or services that may be used or integrated along with our Platform or Website, any services not provided by us on the Marketplace or any Non-Deskfactor applications made available to you. Such third-party applications, software or services would be governed by their own policies in this regard. Matters concerning licensing, delivery, payments, customizations, maintenance and support offered, if any, along with other such expressed terms covered in the respective third party agreements, including but not limited to, any license/ service/ partnerships or alliance agreements (“Agreements”) entered into with us by your Subscriber shall be read together and construed, to the fullest extent possible, to be in concert with the Terms of Use, the Privacy Policy and any policies/guidelines applicable at that time.
G. The terms of this Policy shall apply to any Personal Information, including but is not limited to, any information, media, files, images, documents, reports, statement, or content you or your Subscriber submits, hosts, posts, uploads or displays on or through the Platform (“User Content”) to which the Company will not have any visibility or access to. Under this Privacy Policy your Subscriber will play the role of data controller and processor as identified under General Data Protection Regulation (Regulation (EU) 2016/679) (European Union), Protección de Datos de Carácter Personal del 13 de diciembre de 2013 (Dominican Republic), Law on the Protection of Persons Regarding the Processing of their Personal Data No. 8968 of 2011(Costa Rica), Data Protection Act 2011 (Trinidad and Tobago), Data Protection (Privacy of Personal Information) Act 2003 (Bahamas), Data Protection Act 2011 (Saint Lucia), Law No. 1581 of 2012 (Colombia), Personal Data Protection Law N° 29733 (Peru) and Law No. 18.331 on the Protection of Personal Data and the Habeas Data Action 2008 (Uruguay); a data user as identified underthe Data Protection Act 2013 (Antigua and Barbuda) andThe Personal Data ProtectionLaw 25.326 (Argentina); a business or service provider as identified under California Consumer Privacy Act 2018, subject to meeting certain requirements under CCPA (California); a controller or processor as identified under Lei Geral Protecao de Dados Pessoais 2018 (Brazil),Federal Law for the Protection of Personal Data Held by Private Parties 2010 (Mexico) and Ley De Protección De Datos Personales 2012(Nicaragua); an organization of service provider as identified under Personal Information Protection and Electronic Documents Act 2000 (Canada) or an organization or data intermediary as defined underPersonal Data Protection Act 2012 (Singapore)(the title of such roles many vary in nomenclature in accordance with the titles given under the applicable data protection laws under which we may be governed by); India, Asia Pacific, and other countries as applicable and appropriate,of the Personal Information provided to the Subscriber by you alone. We will play the role of either a data processor, service provider, processor or such other similar/equivalent roles as identified under the applicable laws as stated above. The Subscriber’s role as a data collector is limited to only Personal Information relating to (i) natural persons; or (ii) a consumer/ household as identified under CCPA.
H. The applicability of certain rights available to you involving the understanding of and choice available over the collection, processing, disclosure and/or storage of Personal Information may vary depending on the country from which you avail our Services. The same shall be stated more specifically below in Clause VI.
II. INFORMATION COLLECTED AND/OR PROCESSED
A. Information collected and processed may be classified into Personal Information and Non-Personal Information. Personal Information relates to any personally identifiable information such as your name, email ID, address, contact number, etc. Non-Personal Information can be any information that may not be directly linked and identified as being related to you. Non-Personal Information may be collected when you visit our Website, however, Personal Information is collected only when you provided it to the Subscriber while entering such Personal Information under the designated profile assigned to you by the Subscriber and while uploading any User Content.
B. The information collected by us with regards to you shall only befor statistical data analytics purposes and to correctly invoice and bill the Subscriber as well as log data such as IP address, location and cookie information that may be provided to third-party applications or services providers in order to serve our legitimate interests and to accurately provide you with the Services.
C. The Subscriber may collect and/or process the following types of Personal Information when you access or use our Platform, in order to facilitate your use of our Services and to help improve your experience. Our processing of your Personal Information will be in accordance with our contractual obligations to provide the Services to the Subscriber and to you and we will not have any access of visibility to such information. Subscriber may also collect and/or process information about your activities:
(i) Full name, designation, gender, nationality, date of birth, country and city;
(ii) E-mail addresses, contact numbers and postal or other such addresses including IP address information;
(iii) Login details such as screen name and/or user name; and
(iv) Other information that may be collected and/or processed through the access and use of our Services, some of which will be optional.
III. CONSENT
A. We believe that every user of our Service must be in a position to provide an informed consent prior to providing any required Personal Information.
B. We understand the importance of data privacy and protection. We process Personal Information under a lawful basis for the purpose of fulfilling our contractual obligations with the Subscriber and for providing our Services in the manner intended. By registering, accessing and using our Services, it is understood that you have provided us consent which is free, and informed. By providing us such consent you agree to your Personal Information being used for the purposes as set out under Clause IV below.
C. You have the option to change or withdraw consent with respect to the collection, use, disclosure, processing or storage of Personal Information belonging to you, subject to the rights and exceptions that are applicable to you. Please reach out to the Subscriber via email or using the chat feature within the Platform in order to exercise any such option.
IV. PURPOSE OF COLLECTION, PROCESSING, USE, STORAGE AND DISCLOSURE OF INFORMATION
A. The Subscriber collects, processes, uses, stores and or discloses your Personal Information for the purposes:
(i) of using our Platform features such as generating/ sharing content, communicating with other users, creating profiles, registering for third-party services, participating in online surveys or discussion groups and/ or forums and for registering to our newsletters;
(ii) of communicating with you and responding to your questions or requests, providing you with the required feedback, support and assistance in order for you to effectively use our Platform and avail our Services;
(iii) of assessing the required customizations in order to better your experience of our Platform or Website;
(iv) of complying with applicable laws and regulations;
(v) of responding to or taking part in legal proceedings, including seeking professional advice; and
(vi) as arising from or incidental to the above.
B. You acknowledge that your information may be disclosed to our partners and third-party service providers in the course of providing Services to you and that your Personal Information will be used by our partners and third-party service providers solely for the purposes of providing Services to you. We do not permit our partners and third-party service providers to use the information, that we share with them, for their marketing purposes or for any other purpose other than in connection with the services they provide to us.
C. We or the Subscriber may shareyour Personal Information if it is believed that it is necessary in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any Subscriber or User, violations of our Policy, Terms of Use of any Agreements we may have in place, or as otherwise required by law.
D. Collecting, storing, deleting, processing, using, combining, sharing, transferring and disclosing your Personal Information may take place within Singapore, North America, South America or Europe Union, India, Asia Pacific and other such countries as applicable and appropriate., as the case may be. We strive to ensure compliance with all applicable laws depending on the jurisdiction applicable to you.
V. DATA STORAGE
Your Personal Information is stored securely in our or third-party servers situated in the same or the nearest location within which the collection or processing of your Personal Information takes place usually as is derived from the Subscriber location.
VI. YOUR RIGHTS
A. Users locatedwithin either the European Union, North America, South America, SingaporeIndia, Asia Pacific and other such countries as applicable and appropriate, have certain statutory rights available to them, based on the country’s jurisdiction under which they fall, in terms of their Personal Information. You may have a right to;
(i) request for access to your Personal Information;
(ii) request for copies of the same, subject to a minimal fee as applicable;
(iii) ensure the Personal Information provided is up to date and to request for correction of the Personal Information if found to be inaccurate;
(iv) withdraw consent or opt-out of certain Services;
(v) restrict or object to the processing of your Personal Information;
(vi) disclosure of Personal Information disclosed for valuable consideration;
(vii) not be discriminated against while exercising certain rights;
(viii) transfer or delete or erase your Personal Information under certain conditions;
(ix) lodge a complaint with the relevant data protection authority; and
(x) any other right as available to you under the relevant law.
B. These rights are subject to any applicable fees, limitations and exceptions, as the case may be, in accordance with the laws applicable to you.
C. We request a period of 10 (ten) days to one month, depending on the jurisdiction and the type of request, to respond to any requests made. If you wish to exercise any of your rights, please contact the Subscriber via email or by using the chat feature available on the Platform.
VII. COOKIES AND ONLINE ADVERTISING
Cookies: Deskfactors may use cookies on the Website to analyze trends, administer the Website and track user movements in order to ensure better performance and to gather demographic information about our user base as a whole. Cookies help personalize and maximize your use of our Website, including storing user preferences, improving search results, advertisement selection and tracking user trends. You may choose to delete or block our cookies at the browser level, but if you choose to do so, it will limit your use of certain features or functions pertaining to our Services. The Subscriber may collect, process and store any Personal Information you provide when you use Services, including when you add Personal Information on a web form, add or update your account information, or when you correspond with the Subscriber while using our Services.
VIII. THIRD-PARTY WEBSITES
Our Platform, Website and our communication with you may from time to time contain links to third-party websites, over which we have no control. If you follow a link to any of these websites, please note that they have their own terms, practices and policies. You agree to read the privacy policies and the terms of use of these websites and understand your rights therein and adhere to the same. We accept no responsibility or liability for any practices of any third-party websites.
IX. SECURITY
All information provided by you is stored on our or any third-party secure servers. We protect your information using physical, technical, and administrative security measures to reduce the risks such as loss, misuse, unauthorized access, disclosure and alteration. We use the relevant industry standard encryptions like HTTPS and practices like protection against cyber-attacks, data encryption practices (such as SSL certificates), firewalls and information access authorization controls. We make best efforts to ensure that the security practices adopted by us are reasonably at par with industry standards. Further:
(i) We restrict access to Personal Information to our contractors hired for investigating any fraud, suspected illegal activities, of breach of this Policy by the user on a strictly need-to-know basis and ensure that such persons/ entities are subject to contractual confidentiality and privacy obligations as applicable to them.
(ii) We review our collection, storage and processing practices from time to time to guard against unauthorized access, processing or use.
(iii) Please note, however, the Transmission of information or Personal Information via the internet is not completely secure. While we make our best efforts to protect, save and secure any of the Subscriber information or User content that you use, generate, upload, display, secure, store, access, transmit (“Transmission”), we cannot guarantee the safety and security over the Transmission of such Subscriber information or User Content on or via our Platform or Website; and any such Transmission is at your own risk.
X. RETENTION OF DATA
A. Notwithstanding any other provisions under this Clause X, we will retain your Personal Information for as long as it is necessary to provide you with Services or as directed by the Subscriber. Further, wemay also be obligated to retain certain Personal Information under the applicable laws and/ or as part of our contractual obligations with the Subscriber or any third parties; and accordingly, such Personal Information shall be retained as prescribed under applicable laws or as part of our contractual obligations.
B. The Subscriber decides whether to add, retain, suspend or delete a User. Also, the Subscriber may determine whether to retain or delete the User Contentin partial or full for whatever duration the Subscriber deems appropriate.
C. We may also retain (i) your Personal Information even after you have closed your account on the Platform, if reasonably necessary to comply with our obligations including law enforcement requests, to meet regulatory requirements, resolve disputes, investigate security incidents, prevent fraud and abuse, enforce our Agreements, or to fulfil your request to “unsubscribe” from further messages from us, and/or (ii) retain anonymized information after your account has been closed and may continue to use your anonymized information aggregated or in combination with anonymized information of other users.
D. The Subscriber will respond to your access, blocking, un-blocking, copying, correction, deletion, suspension or transfer requests (“Requests”) within a timeframe of 10 (ten) to 30 (thirty) days. Such requests will be forwarded to us by the Subscriber when the Subscriber is unable to fulfil the request from their end. If we require additional time to cater to such Requests, we will acknowledge receipt of your request within such timeframe and do our best to promptly supplement our response within the time period (if any) required by applicable law.
XI. CROSS BORDER TRANSFERS
A. We do not share your Personal Information with third-parties, unless we are directed to do so by the Subscriber, for our professional or legitimate business needs, to fulfil our contractual obligations with the Subscriber or as required or permitted by law. Where we do transfer your Personal Information to third-parties or service providers, appropriate arrangements will be made in order to ensure correct and secure data processing in compliance with applicable data protection law.
B. The Personal Information collected by the Subscriber may be stored within the Europe Economic Area, the United States, Singapore, Canada, India, Asia Pacificand in other countries and territories in accordance with where you are located. To facilitate our global operations, we may transfer such Personal Information from around the world. Therefore, your Personal Information may be processed outside of the country from where your Personal Information was collected and to countries which may not have adequate level of data protection as perceived under the applicable data protection laws. In this event, the Subscriber will ensure that the recipient of your Personal Information offers an adequate level of protection before directing/allowing us to facilitate such transfer or the Subscriber will ask you for your prior consent to such international data transfers.
C. While one cannot guarantee total data protection, we have done our best to implement reasonable safeguards to ensure an adequate level of data protection where your Personal Information is transferred to other countries.
XII. CONTACT US
If you have any questions, comments or requests regarding the Personal Information that we process, please contact our data protection officer at blue@bluesecures.com. Any questions regarding collection and processing of your Personal Information by the Subscriber may be directed to the Subscriber by using the chat feature found within the Platform or via e-mail.
XIII. GOVERNING LAW
This Privacy Policy is published and shall be governed by and construed in accordance with the applicable laws of the State of Delaware, as amended from time to time, without reference to conflict of laws principles. The courts in Delaware, USA, shall have the exclusive jurisdiction to determine any disputes arising in relation to, or under, this Privacy Policy. You agree to submit to the jurisdiction of the courts in Delaware, USA, and agree to waive any and all objections to the exercise of jurisdiction over the parties by such courts and to venue in such courts.
XIV. WhatsApp – Third Party integration
General
WhatsApp is owned by a third-party unaffiliated with Murphi. You shall independently be guided by their privacy policies and Murphi has no control over them. Murphi is not responsible for the privacy or security policies at these sites or other third-party sites that may be linked to from within our social media channels. You should always review the privacy and security practices and policies of each third-party site you visit. Murphi does not endorse and is not responsible for any ads, content, products, advice, opinions, recommendations or other material of third-party sites that may be promoted via advertising within any social media properties. The Customer further understands and agrees that WhatsApp or any other service provider through which we are providing the Services on WhatsApp may review and monitor, store the contents shared/communicated through the WhatsApp or other service provider(s) and may share the same with third parties.
Sharing of Information
● The Admin in Murphi can restrict the users sharing information with other WhatsApp users in Murphi app. If the admin revokes the rights of sharing to WhatsApp then the user will not be able to share any information from Murphi to WhatsApp.
● User understands and agrees that certain information, including but not limited to, user’s name, user’s mobile number, residential address, email ID, gender, location details (entered by user), device details such as App ID, IMEI number is shared between Murphi and WhatsApp to the extent necessary for providing the facility.
Fraud or Unauthorized Use
Murphi shall not be responsible for and user shall solely be responsible for any unauthorized access or use of their personal information through WhatsApp platform.
Responsibilities and obligations of the subscriber
● To maintain confidentiality of data, Murphi will help integrate subscriber’s WhatsApp business account and customer can pay charges online directly to WhatsApp or their partner.
● The subscriber shall be liable for all loss or breach of the Terms and Conditions contained herein or contributed or caused the loss by negligent actions on WhatsApp application.
● The subscriber shall be liable and responsible for all legal compliance and adherence of all commercial terms and conditions in respect of the mobile connection/SIM card and Murphi does not accept/ acknowledge any responsibility in this regard.
● Subscriber agrees and understands that WhatsApp can also be logged on from more than one device at the same time, including by using web log in and the user is aware of the risk in this regard while availing the Services such as compromise of user Information, breach of security of the user’s WhatsApp account from a device other than the users and the user undertakes to be vigilant and careful and takes full responsibility for the security of his/her WhatsApp account. Murphi shall not be responsible or liable to you or any third party for the consequences arising out of or in connection with using of this Service.
Termination
Murphi may, at its discretion, withdraw temporarily or terminate all or any of the Services on WhatsApp, either wholly or in part, at any time without giving prior notice to the user. Murphi may, without prior notice, suspend or all or any of the Services on WhatsApp at any time during in case of any emergency or for security reasons, which require the suspension of the Services on WhatsApp.
Governing Law
●Murphi accepts no liability whatsoever, direct or indirect for noncompliance with the laws of any country where services on WhatsApp can be accessed by a Customer (Subscriber or User) based on the Murphi third party integrated feature that is offered and / or the operations in the account/s/services/offers provided to the customer and / or the use of the Services on WhatsApp.
● These WhatsApp Terms and Conditions shall be governed by and shall be construed in accordance with the laws and decisions of the State of Delaware, without reference to conflict of laws principles.
● Any disputes under these Terms shall be resolved in a court of general jurisdiction in Delaware. All parties hereby expressly agree to submit to the exclusive jurisdiction of Delaware for the purpose of resolving any dispute relating to these Terms or access to or use of the Platform by the User.
Accuracy of Information
● Subscriber takes the responsibility for the correctness of the information supplied to the other user(s) through the use of the said facility or through use of the Application or by any other means. Murphi shall also not be responsible for any incidental error or impermissible communication sent and the User shall not have any claim against Murphi in an event of any loss/damage suffered.
● The Subscriber shall not submit or transmit any of the following content through this Service i.e.:
Obscene, vulgar, or pornographic, immoral, illegal, illicit, unethical, anti-social and other such related content etc.
Encourages the commission of a crime or violation of any law
Violates any state or federal law and/or the jurisdiction in which the user (both sender and receiver) reside.
Infringes the intellectual property rights of a third party.
The Subscriber agrees that if he notices any error while sending any information, the subscriber shall inform other relevant users of authority in the subscriber business and also Murphi, as soon as possible. The relevant users of authority and or the subscriber of Murphi will endeavor to correct the error promptly.
Eligibility
The subscriber hereby agrees and undertakes that he shall use the Services only if he fulfills the eligibility criteria as given below and shall otherwise not use the Services:
The User is an individual or an entity
The User is a major and if an entity is registered as per the laws of the country
The User or the entity is of sound mind, and competent to contract as per laws of the country in which the user and or the entity is resides / registered and or contracts from.
Indemnity
The User (Administrator or the subscriber) undertakes to indemnify the subscriber (entity, if the case may be) of Murphi and also keep Murphi and its officers/employees, agents and directors fully indemnified and harmless from and against all the consequences of breach of any of these terms, conditions, including undertakings, representations and warranties mentioned herein, or in the event of any of its representations or warranties found to be false at any point of time, including any actions, notices, suits, claims, proceedings, damages, liabilities, losses, expenses, costs or penalties, suffered or incurred by Murphi including from any third parties.
Modification/Alterations to the Facility
Murphi reserves the absolute discretionary right to make any amendments in the given terms and condition at any time as it may deem fit without any prior notice to the User, Subscriber or the entity. Any such amendment shall be communicated by displaying on the website https://murphi.in/ and the User, Subscriber or the entity shall be bound by such amended terms and conditions.
Acceptance of WhatsApp Commerce Policy
Use of Commerce Catalogs on the WhatsApp SMB App or provide any other commerce experiences to sell goods or services -Murphi app complies with the policies and prohibitions listed below, as well as all applicable terms, laws and regulations.
Murphi (Deskfactors) is solely responsible for the transactions and providing any sales terms, privacy terms processing, paying for, or fulfilling any sales relating to your transactions determining, collecting, withholding, reporting, and remitting all applicable taxes, duties, fees and additional charges for sales relating to the transactions or other terms applicable to the interactions with its subscribers and users.
As a business or a company, Murphi (Deskfactors) will not …
Transact in the operations or exchange of illegal products or services.
Transact in the sale of illegal, prescription, or recreational drugs including marijuana and marijuana products, pipes and bongs, prescription drugs. Manufacturers and healthcare services who do not engage in direct sale are allowed.
Transact in the sale of tobacco products such as cigarettes, cigars, and chewing tobacco, tobacco pipes and paraphernalia, tobacco rolling machines, hookahs, Bongs, rolling papers, electronic cigarettes (E-cigarettes) or tobacco devices.
Transact in the sale of alcohols such as alcoholic beverages and kits for producing alcohol.
Transact in the sale of unsafe ingestible supplements such as Anabolic steroids, chitosan, comfrey, dehydroepiandrosterone, ephedra, human growth hormones as determined by WhatsApp in its sole discretion.
Transact in the sale or use of weapons, ammunition, or explosives such as firearms and firearm parts, Paintball guns, BB Guns, fireworks, pepper spray, tasers, gun ranges, gun shows.
Transact in the sale of live animals, livestock, prohibited animal parts, any product or part, including but not limited to leather, skin, hide, fur, wool, or hair from any dogs, cats, and endangered or threatened animals
Transact in the sale or use of adult products or services such as sex toys, videos or live shows for adult entertainment, sexual enhancement products, and sexually suggestive services.
Transact in the sale of human body parts or fluids such as blood, hair extensions and wigs, urine, body parts, organs, human tissue, teeth.
Transact in certain healthcare products, including medical devices such as contact lenses, bandages and braces for physical injuries, thermometers, testing kits for medical conditions or diseases, breast pumps, first-aid kitsand smoking cessation products containing nicotine such as nicotine patches, nicotine gum.
Not position implied nudity, implied sexual acts, zoomed-in sexual imagesor products or services in a sexually suggestive manner.
Transact in or facilitate gambling, games of skill, or lotteries, including online casinos, sports books, bingo, or poker if it costs money.
Transact in or facilitate online dating services.
Transact in the sale of devices that facilitate or encourage streaming digital content in an unauthorized manner or interfering with the functionality of electronic devices such as sale of streaming devices loaded with software that facilitates unauthorized access to content, jailbroken or loaded devices, jamming or descrambling devices, wiretapping devices.
Transact in the sale, including renewals and upgrades, etc., of digital content, digital subscriptions, or digital accounts such as downloadable content, including PDFs, music, games, movies, etc, digital accounts, including games accounts, digital subscriptions and internet streaming services, including TV, mobile, etc, digital coupons.
Transact in deceptive, false, misleading, or offensive offers or products such as multilevel marketing, penny auctions, ICOs and binary options, payday loans, paycheck advances, P2P lending, debt collection, and bail bonds, diet, weight loss, or other health related products that imply or attempt to generate negative self-perception.
Transact in the sale of real, virtual, or fake currency such as real money (cash or cash equivalent instruments and coins), replica or prop money, digital or crypto currency, active bank credit or debit cards, store credit cards or coupons, pre-paid credit or debit cards, checks or checkbooks, equipment to create counterfeit currency or financial instruments.
Murphi will not deal with content that infringes upon or violates the intellectual property rights of any third party, including copyright or trademark such as counterfeits, knockoffs, or replicas of branded goods, or posts offering goods that are likely to confuse consumers about the source, sponsorship or affiliation of those goods, unauthorized or pirated copies of copyrighted works, such as videos, movies, TV shows and broadcasts, video games, CDs or other musical works, books, etc.