Enterprise Secure Customer Communication for BFSI

When employees use personal WhatsApp at work, companies lose customers, data and audit control

Employees on Murphi can send and receive messages and documents with customers who are on WhatsApp — enterprise secure messaging that keeps ownership, audit trails and control with the institution.

Murphi is a secure customer communication platform for BFSI. Explore WhatsApp for BFSI use cases or read FAQs on audit trails, data ownership and employee exit.

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Employees on MurphiSecurely Exchange Financial InformationAI AutomationCustomers on WhatsApp

The Murphi Platform

Employees on Murphi.in and Customers on WhatsApp

Retain data, customers and audit logs.

Conversations
Vikram Shah2m
Sell 100 and let 50 ride...
Arjun Mehta14m
Loan disbursal query
Priya Nair38m
Policy #4471 claim status
Sanjay Rao1h
Portfolio statement request
Fatima Sheikh3h
Card block confirmation

Vikram Shah

via WhatsApp · Rina Kapoor is chatting on Murphi

EncryptedAudit-Logged
Hi, I want to sell my HUL shares before tomorrow's results.
Rina KapoorMurphi
Sure Vikram — you're holding 150 shares of HUL, current price ₹2,480. Shall I place a sell order for all 150?
Sell 100 and let 50 ride for now.
Rina KapoorMurphi
Done — sell order for 100 HUL shares placed at market price. Logged to your account for compliance.
Sure, sharing the contract note now…
Send via Murphi

Built to the standard BFSI compliance teams expect

SOC 2 Type II
ISO 27001
HIPAA Compliant
India Data Residency
End-to-End Encrypted

The Problem

Personal WhatsApp for work isn't built for regulated BFSI enterprises

What everyone wants

Customers want to message on the app they already use every day, get fast replies from employees on mobile or desktop, and enjoy a familiar, frictionless conversation experience.

What compliance requires

Compliance needs a full audit trail of every message and transaction, company ownership of conversation history — not the device — and instant access revocation the moment an employee exits.

Employee exits your company?

Admin deletes and employees lose access to the workspace, and data on their mobiles is automatically deleted.

Murphi lets employees chat with customers who are on WhatsApp while the company keeps an audit trail of all transactions. When the employee exits, their Murphi access is revoked and data on their mobile is erased instantly.

Access Revoked · Device Wiped

Instant deprovisioning on offboarding

Audit Log

Immutable
R. Kapoor V. Shah10:42 AM
Sell order placed · HUL · 100 shares
A. Mehta S. Iyer10:31 AM
Document shared · Loan sanction letter
P. Nair Claim #44719:58 AM
Status updated · Moved to under review
S. Rao K. Verma9:20 AM
Statement sent · Q2 portfolio statement

Retain audit trail of all transactions

Company keeps an audit trail of every interaction employees have with customers.

Every day, scores of employees message thousands of customers. All of that data is backed up centrally for future audit trail.

Help desk groups for Sales & Support

Create help-desk groups on Murphi — agents instantly respond to customers who send queries from WhatsApp.

Allow customers to message directly into your sales or support help desk via WhatsApp. Enable agents to respond in real time, answer questions, and close deals — all from one seamless interface.

Sales Help Desk · Murphi
Deepak VermaAgent 2
Need help with fund transfer
Sure — pulling up your account now.
Anita JoshiAgent 1
Card not working at ATM
Let's block it and issue a replacement.
Rohit MalhotraAgent 3
Query on NAV pricing
Today's NAV is ₹42.18 — sharing the fund fact sheet.

Murphi in your architecture

The intelligent layer between your systems and your customers

Enterprise Systems
AD · CRM · SRM · Core Banking · Loan Systems · Insurance Systems
Murphi Secure Communication + AI Layer
Employees & Teams
RMs · Advisors · Service Teams · Help Desks
Customer Channels
WhatsApp · SMS · Web

Capabilities

Every capability, built for outcomes not features

Employee–Customer Messaging

Employees chat directly with customers on WhatsApp from their Murphi-enabled account.

Company Data Ownership

Conversation history belongs to the company, ensuring continuity when employees leave.

Complete Audit Trail

Every message, file and transaction is tracked and logged for compliance review.

Instant Access Revocation

When an employee exits, access and local device data are wiped immediately.

Reports & Analytics

Real-time visibility into conversations, usage and team performance.

Help Desk Groups

Sales and support teams respond to WhatsApp queries from one shared inbox.

WhatsApp & Enterprise Bridge

Customers on WhatsApp <> Your Employees on Murphi.in

Employees message customers who are on WhatsApp directly from Murphi. Every conversation belongs to the company, not the device — audited, revocable, and centrally controlled.

Employees use Murphi-enabled WhatsApp accounts to reach customers
All exchanges are stored centrally, on cloud or on-prem
Admins revoke access and wipe local data the instant an employee exits
CUSTOMER — WHATSAPPEMPLOYEE — MURPHI
Rina Kapoor
Your KYC update has been received.
Thank you, when will it reflect?
Rina Kapoor
Within 24 hours. Logged for your file.
EncryptedLoggedCompany-owned

AI + Automation

AI that works inside the compliance boundary

AI is embedded into how conversations are routed, reviewed and retrieved — never bolted on as a gimmick.

Intelligent Routing

Conversations reach the right desk or agent automatically.

Summarization

Long threads condensed for managers and auditors in seconds.

Fast Retrieval

Search across historical conversations instantly.

Automated Triage

Help-desk queries sorted and prioritized before an agent sees them.

Thread Summary — AI Assist

Customer raised a claims query on policy #4471. Documents pending: address proof. Sentiment: neutral. Recommended desk: Claims Support.

Auto-routedSummarizedAudit-ready

Security & Compliance

Built to the standard regulators expect

End-to-end encrypted messaging with global standards for security, compliance, risk and data residency.

SOC 2 Type II

Independently audited controls

ISO 27001

Certified information security

HIPAA Compliant

Sensitive data handling

Data Residency

India-based data storage

Role-Based Access

Granular admin controls

Encryption

End-to-end by default

Use Cases

Built for every regulated relationship

Banks & NBFCs

Every WhatsApp customer conversation logged, auditable and centrally managed.

Insurance Providers

Secure claims and policy conversations under enterprise-controlled messaging.

Wealth & Mutual Funds

Advisory and portfolio messages tracked with centralized visibility.

Securities & Brokerage

Trade-related communication retained with revocable, auditable access.

FinTech & Lending

Onboarding, servicing and collections chats retained across teams.

30-Minute Product Demo

Give your employees the Murphi app to engage with their customers on WhatsApp

Share your requirements and see how Murphi supports secure messaging, WhatsApp workflows, audit trails and enterprise control.

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